The Association of Property Lenders is delighted to welcome four new members to its Junior Board: Charlotte O’Neil, Cormac Davenport, Noah Mistry and Connie Chau.
The APL Junior Board gives emerging professionals within property lending and real estate finance an opportunity to contribute to the work of the Association, share fresh perspectives and help shape initiatives for the next generation of industry talent.
Our new members bring experience from across real estate syndication, banking, capital markets and law, together with considerable enthusiasm for supporting the APL community.
Charlotte works in Real Estate Syndication at Investec, where she focuses on investment and development financing across the UK real estate market.
She holds a BA in Politics, Philosophy and Economics from the University of Oxford and brings strong analytical insight and a valuable perspective on real estate finance to the Junior Board.
Outside work, Charlotte enjoys travelling and has a keen interest in music and the arts.
Cormac is an Associate Director at First Abu Dhabi Bank and has five years’ experience in real estate finance.
In his current role, he supports the structuring and execution of financing solutions across a range of real estate transactions. A qualified accountant with a strong background in finance and lending, Cormac moved from Dublin to London in 2025 to continue developing his career within the sector.
His experience and understanding of real estate finance will make him an excellent addition to the Junior Board.
Noah is an Associate in Lloyds Bank’s Real Estate Capital Markets and Syndicate team. He works on the structuring and distribution of real estate finance transactions across a broad range of asset classes, supporting origination and syndication activities across the capital structure.
Before joining the team, Noah gained experience in structured solutions involving distressed and special situations debt across EMEA and emerging markets. He holds an MSc in Finance and Banking from the University of Bath.
Away from work, Noah enjoys playing a variety of musical instruments and sports. He is also an avid Formula 1 fan and enjoys discovering new places to eat around the city.
Connie is a Senior Associate in the Banking team at Fieldfisher, where she advises lenders and borrowers on a broad range of financing transactions, with a particular focus on real estate finance. She has experience across both investment and development financings covering a variety of asset classes.
Originally from South Wales, Connie moved to London in 2015 to begin her legal career. She holds an LLB in Law from the University of Reading and joined Fieldfisher in 2016, progressing through the firm to her current role.
Outside work, Connie enjoys travelling, playing badminton and exploring London’s restaurant scene.
Charlotte, Cormac, Noah and Connie each bring valuable experience, energy and insight to the APL. Through the Junior Board, they will have the opportunity to contribute ideas, support the Association’s events and initiatives, and strengthen engagement among professionals at the earlier stages of their careers.
Their appointments reflect the APL’s continued commitment to encouraging professional development, creating meaningful connections and ensuring that emerging voices play an active role in the future of the property lending industry.
Please join us in welcoming Charlotte, Cormac, Noah and Connie to the APL Junior Board. We look forward to working with them and seeing the contribution they make to the Association.